Property(s) that are disposed within/less than 5 (Five) years are subject to pay the RPGT of 5%. However, the chargeable amount can  be calculated as follows:-

Example:

Cost of Purchase A property is RM150,000

Dispose of A property within 5 years time at price of RM200,000

Gain of profit of Property A is RM50,000

Minus Rebate RM10,000

Minus Legal Fees Assume is RM4,000

Minus Property Agent Commision RM6,000 (3%)

Minus Renovation RM7,000

Nett Profit will be RM50,000 – RM10,000 – RM4,000 – RM6,000 – RM7,000 is RM23,000

Therefore, the RPGT to government for Property A is RM23,000 x 5% = RM1,150

Bayu Puteri Apartment located at Tropicana south just 5 mins to Uptown and NKVE Highway, 15 mins to Damansara Height, entrance to the apartment is smooth without jam if coming from Damansara Height or Uptown. Good access to One Utama, Tropicana Golf Club, Aman Suria, Persiaran Surian, near to IKEA, IKano Power Center, TESCO, The Curve, LDP highway and Sprint Highway.

Here are the facilities in this premises: Business Centre, Covered Parking, Gymnasium, Playground, Sauna, Swimming Pool, restaurant, 24hr Security, Mini Market, Salon

This unit is facing swimming pool, each room come with ceiling fans. One ceiling fan at living room.

Property Type: Apartment

Built-Up: 850 square Feet

Bedrooms:3

Bathrooms:2

Condition: Basic

Rental:RM 950.oo (price Nego)

For viewing and more details, please contact Mr TY @ 0122403265 or email to ty@selangorrealestate.com

This land locate at Serdang area, same road to Lebuhraya Sungai Besi, close to BHP petrol station. Strategy location and suitable to built as  Showroom. The land surrounding by Highway and easy access to SILK highway, The Mines Resort, as well as UPM. It is also close to Balakong Industry area. With close to Serdang Commuter Railway station, easy access to KL City Central as well as Seremban Town.

Size: 1.539 acres

Selling Price:RM115 psf

The land has been approved for subdivsion and conversion to commercial status. The above price is inclusive of conversion premium (to be borned by vendor) and “as is where is basis”.

For viewing and more details, please contact Mr TY @012-2403265 or email to ty@selangorrealestate.com

Before you plan to change the NEW mortgage plan, please make sure your log-in period with the bank is already exist, if not, an average of 3% penalty charge will be apply. If your loan time flame already exist thier min require, which is normally 3 or 5 years subject to your loan agreement, then you can plan to swap to lowest interest plan.

Bare in mind that you no need to pay any single cent or dollar to enquiry the new mortgage plan. If the banker ask you to pay this and pay that, please double check with others officer as well as others bank. The existing bank that you are using, may and may not give you discount rate. Either their will continue your existint BLR++ plan with just lower another 1%. Compare to BLR–, you still not save a lot although you get a discount. Also, the bank may charge you new contract fees.  This happen to some of my clients, they feel that they been cheated by bank.

List to check before swap new plan:

1. Timeflame of the log-in period with bank

2. Loan interest from the existing bank

3. The value of the property (Base on bank valuer)

Point to know upon apply Refinancing

1. Legal fees and MRTA to be waive

2. Flexi Plan (Allow to settle bill early)

3. BLR– (Range between -1.5 to -2.3 subject to the value of borrow)

4. Processing time (depends on the Least Hold or Free Hold of the property)

5.  Always ask the banker till you understand all the term and condition

Please take note, if your balance of year is left to 10 years, just apply the remain 10 years. This is to help you to save your mortgage interest, and not to extend or increase your finance burden.

This is not a business plan, just to share with those owner who did not know their RIGHT to KNOW and how to UTILISE it.

Feel free to share and drop your comment and let everybody become a smart owner.

Priority: Freehold, Secondary : Leasehold

Property Type: Condominium or Apartment

Price Range: Between RM200k-RM290k

Location: Buyer currently work at SS24, prefer nearby area or less than 20 minuted drive journey to office.

Interest Seller, pls email to ty@selangorrealestate.com

Bayu Puteri Apartment located at Tropicana south just 5 mins to Uptown and NKVE Highway, 15 mins to Damansara Height, entrance to the apartment is smooth without jam if coming from Damansara Height or Uptown. Good access to One Utama, Tropicana Golf Club, Aman Suria, Persiaran Surian, near to IKEA, IKano Power Center, TESCO, The Curve, LDP highway and Sprint Highway.

Here are the facilities in this premises: Business Centre, Covered Parking, Gymnasium, Playground, Sauna, Swimming Pool, restaurant, 24hr Security, Mini Market, Salon

Available for sales at/from RM210,000

Property Type: Apartment

Built-Up: From 859 Square Feet

Bedrooms: 3

Bathrooms:2

Built-Up: From 1034 Square Feet

Bedrooms:4

Bathrooms:2

Min rental is RM850 for basic unit, fully furnish can ask for RM1300

For viewing and more details, please contact Mr TY @ 0122403265

Move in condition. With built in kitchen cabinet, Air condition in all rooms, water heater, fans and lights. The balcony is facing South. Located near Subang Submit, Mydin, Giant hyper market, Taipan USJ. Easy access to LDP, Kesas High way, and Sunway Pyramid.

Here are the facilities in this premises: Cafeteria, Parking, Gymnasium, Mini Market, Playground, Swimming Pool, Wading Pool, 24hr Security guard and lift service.

Property Type: Apartment

Built-Up: 750 Square Feet

Bedrooms: 3

Bathrooms:2

Rental: RM1000

For viewing and more details, please contact Mr TY @ 0122403265